BoA Unlimited Cash Rewards Card: Earn a US$ 200 Bonus and 1.5% Cashback on Every Purchase

Bank of America, commonly known as BoA, offers a chance to earn Unlimited Cash Rewards with a steady 1.5% cashback on every purchase, without limiting rewards to specific spending categories!

This card delivers a wide range of perks, backed by a prominent American financial institution. Getting approved is quick and hassle-free.

Need more details about this card?

Bank of America is a respected name in the U.S. financial sector, offering diverse services such as banking accounts, wealth management, and a variety of credit card products.

New cardholders of the Bank of America credit card can take advantage of a special offer: earn a $200 bonus after spending at least $1,000 on purchases within the first 90 days of account opening.

The card rewards you with a steady 1.5% cash back on every purchase, and the earned cashback never expires.

Moreover, if you participate in Bank of America’s Preferred Rewards program, your cashback rate can increase, ranging from 1.87% up to 2.62% on all transactions.

You have several ways to redeem your rewards: apply them as statement credits, transfer them into a Bank of America account, or use them to pay for purchases on platforms like Amazon.com or PayPal.

Beyond cashback, this card includes great everyday features such as contactless payments enabled by chip technology and protection with zero liability for any fraudulent charges.

The standard credit limit for a BoA card usually begins at around $1,000, but it has the potential to increase up to $20,000 based on your individual financial situation as assessed by the bank.

The bank is offering a $200 online cash rewards bonus for new BoA account holders who spend a minimum of $1,000 within the first 3 months.

This credit card features no annual fee and offers a 0% introductory APR for the initial 15 months for both purchases and balance transfers. After this timeframe, the standard APR varies between 18.24% and 28.24%, along with a 3% balance transfer fee for the initial 60 days, increasing to 4% thereafter.

In order to be eligible for Bank of America credit cards such as this one, it is suggested to possess a FICO credit score of at least 670, which is considered to be within the good to excellent credit range.

One can apply for the Bank of America credit card by using the company’s online portals.

Additional notable features include the following:

  • Balance Connect protects you from overdrafts, preventing declined transactions and returned payments.
  • Manage your finances on the go with the Mobile Banking App for payments, transfers, and credit checks.
  • Get instant alerts to keep track of all your card activity.
  • Enjoy free access to monitor your FICO credit score regularly.

Therefore, this credit card offers strong financial management tools with no annual fees and an introductory APR of 0% for 15 months.

All of these features can be accessed not only with the physical card but also through digital wallets, ideal for users who prefer a more modern, tech-friendly method.

Interested in considering an alternative option?

If you’re looking for a card with better terms, the Capital One SavorOne card might be worth checking out.

This card offers base rewards of 1%, with bonuses up to 3% in select categories, and you can find out how to apply here.

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