Discover the Steps to Apply for the American Express Blue Preferred Card
Key Details to Review Before You Apply for the American Express Blue Preferred Card
The Blue Preferred credit card offers an impressive 6% cashback on supermarket purchases and subscriptions to streaming platforms.
CREDIT CARD
AMEX Blue Preferred
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The Blue Preferred card offers a 1% cashback on all eligible purchases, except for certain categories listed below:
- Earn 3% cashback on U.S. gas station purchases.
- Get 3% back on parking, tolls, trains, buses, taxis, and more.
- Enjoy 6% cashback on streaming service fees.
- Receive 6% cashback on groceries, capped at $6,000 annually.
The Blue Preferred Card usually starts with a credit limit of $1,000, which can be adjusted to better suit the cardholder’s financial needs.
New applicants can take advantage of a special deal: earn a $300 cashback bonus after spending $3,000 within the first three months. The card has no annual fee during the first year, but beginning in year two, a $95 annual fee applies.
In addition, there’s an introductory offer featuring 0% APR for the first 12 months on both balance transfers and new purchases.
After the introductory period, purchases are subject to a variable APR ranging from 19.24% to 29.99%. American Express includes the Pay It feature, which lets cardholders easily pay off small purchases throughout the month while still earning rewards.
The Plan It feature also offers the option to split purchases of $100 or more into fixed monthly installments. If owning the Amex Blue Preferred Card appeals to you, this tool could be a valuable addition.
Requirements for Eligibility
The Blue Cash Preferred Card stands out for offering greater flexibility compared to other American Express cards, which typically emphasize premium personal or business options.
That said, American Express sets clear foundational criteria, including being a verified U.S. citizen aged 18 or older and having a verifiable income source.
A solid credit history is crucial for approval. Applicants consent to Amex conducting a credit inquiry, which ideally reflects a strong score and reviews their transaction history throughout their credit lifetime.
While previous dealings with American Express aren’t mandatory, applicants who have experienced problems with Amex on other cards might face difficulties getting approved for the Blue Cash Preferred Card.
Keep in mind that meeting all eligibility criteria does not guarantee approval, as card issuance depends on brand availability.
How to Apply for the American Express Blue Preferred Card
American Express provides an easy-to-use online application for the Blue Preferred Card through a straightforward form on their website.
Although an Amex account isn’t necessary, logging in with your credentials can make filling out the application faster and smoother.
By selecting the “Apply Now” button, you’ll be directed to the Blue Preferred Card application page, where you’ll enter information like your full name, birth date, email, and home address.
Additionally, you’ll be asked to provide details like your Social Security number, annual income, yearly spending, and the source of your income—whether it comes from employment, military service, business ownership, or retirement benefits.
After submitting all the required information, American Express performs a thorough credit evaluation to assess your application and issue either an approval or denial.
The American Express website also includes a built-in chat feature that allows you to connect with support agents and get answers to your questions in real time.
It’s important to double-check all submitted information for accuracy to help streamline the approval process and avoid delays caused by additional document reviews or resubmissions to American Express.
CREDIT CARD
AMEX Blue Preferred
Interested in the conditions? Submit your application today!
GO TO OFFICIAL WEBSITE* Você será direcionado para um site externo
Additional Details to Know
The innovative “Send & Split system” allows users to effortlessly share expenses with friends right through the Amex app. Plus, cardmembers gain exclusive access to special Amex promotions for various concerts and events.
This card offers up to $84 in yearly cashback when you spend at least $9.99 monthly on a Disney Bundle subscription, along with $10 in monthly statement credits for the Equinox+ service.
Additionally, cardholders benefit from perks such as rental car insurance coverage, a Global Assist hotline, dispute resolution support, and full online account management tools.
Looking for Other Card Options?
American Express also offers other options, such as the Gold Card, which gives you 4x points and a generous 60,000-point welcome bonus for new applicants.
Although the cards may appear similar, the Gold Card includes distinct benefits, and you can learn the steps to apply for it here.
